Manisha Bhudia.
A trusted voice for women navigating life's transitions — bringing technical depth, lived experience, and genuine partnership to every conversation about money, identity, and what comes next.
The path that shaped me.
Manisha has been working as a financial adviser since 2014, helping clients design sustainable wealth-building strategies. A self-taught Chartered Management Accountant (CIMA UK), she brings over a decade of experience from listed commercial businesses across management accounting and leadership roles — and a deep working knowledge of supporting business owners, self-managed super fund (SMSF) clients, professionals, and those focused on building their assets and investments.
Her practice takes a whole-of-lifecycle view — covering investing, superannuation, retirement, debt management, insurance, small business management (including buy/sell and succession planning), and aged care. As a certified estate planning professional and behavioural money coach, she is particularly drawn to the psychology around money, and to helping clients navigate the complexities of financial and intergenerational planning.
Manisha is particularly passionate about helping women achieve economic empowerment — supporting clients through separation, divorce, widowhood, and other significant life transitions, with a focus on rebuilding confidence and stepping into genuine financial freedom.
Outside the practice, Manisha volunteers her time at community centres, supporting financial literacy programs.
- Finalist, Financial Adviser of the Year SA/WA/TAS — Women in Wealth Awards 2025
- Finalist, Financial Adviser of the Year — Women in Finance Awards 2023
- Finalist, Financial Adviser of the Year & Small Business Adviser of the Year — Women in Finance Awards 2021
- Named, 50 Most Influential Advisers in Australia — Financial Standards 2021
Qualifications. Manisha Bhudia holds an Advanced Diploma of Financial Planning, is an SMSF Specialist Advisor™, an accredited Aged Care adviser, Chartered Management Accountant and CPA, and meets the competency requirements under ASIC’s Regulatory Guide RG 146.
Manisha Bhudia is a Sub-Authorised Representative of Ultimum Financial Pty Ltd (trading as Ultimum Financial Services), Corporate Authorised Representative No. 1289192. Authorised Representative No. 1002916.
Podcasts & interviews.
Conversations with Manisha on women and wealth, financial confidence, and navigating life's defining moments.
Articles & writing.
Manisha's published commentary, expert columns, and contributions on financial wellbeing for women.
In the press.
Quoted, interviewed, and featured across financial and lifestyle media.
Ready to talk about what's next?
A confidential, no-obligation conversation with Manisha to explore where you are and what a partnership might look like.