Helping you achieve financial freedom.

I am grateful to have Manisha as mine and Sharon's ongoing financial adviser. Her technical expertise and knowledge in Financial Planning surpassed our expectations. Retirement can be daunting but Manisha with her guidance helped us navigate and put a plan in place so we can comfortably enjoy our retirement. Dealing with Centrelink can be frustrating but Manisha takes a calm and patient approach and her vast knowledge in this area has made it an easier process for us. We highly recommend Manisha to anyone looking for Advice.

A friend of mine suggested that I and my wife meet with Manisha to discuss my financial goals, objectives and long-term planning. I've always been very critical of such services — especially when money is involved. During our initial meeting, we asked what felt like a million questions and raised every doubt. After a few days, I called Manisha and confirmed that we wanted to go ahead. She walked us through strategies to achieve our future financial goals and personal dreams, and I found myself smiling. Well done, Manisha — you might have similar doubts or hesitations, but sometimes taking that big step is absolutely worth it.

We saw Manisha for financial advice — she is very helpful, took her time to go through all our financial circumstances and created a detailed holistic plan that projected our dream goal. I love the fact that she does not sugar coat anything — she only gives practical, achievable advice. We are really keen and looking forward to working with you for the coming years. I would highly recommend her holistic and transparent style of advice.

Manisha has consistently provided excellent service and demonstrates exceptional knowledge in the field. Her advice is always clear, insightful, and tailored to our goals, reflecting a deep understanding of current financial markets. I highly recommend Manisha for her trustworthy and knowledgeable advice.

Manisha is very professional and knowledgeable. Fantastic to have a female as our financial advisor — best move we have ever made. Highly recommend Manisha.

We have been seeing Manisha for 3 years now. We are very happy with her advice and help regarding our finances. Always friendly and very helpful. Highly recommend Manisha. Thank you.

Would highly recommend Manisha. I felt very comfortable — she is lovely, communicates well, explaining everything in a way that is easy to understand. It's wonderful to know her passion is helping women become more financially educated and empowered. I am privileged to have her as my financial advisor.

Manisha assists us with our financial planning and long-term goals. She always has sound and well considered advice. Would recommend her to anyone.

I have known and trusted Manisha with my personal financial planning for many years. She is my trusted advisor and someone that I can and do refer my own clients to. I would not hesitate to recommend Manisha to anyone who values professional, caring financial advice.

Manisha is very knowledgeable, professional and has genuine interest in getting the best outcomes for her clients. I respect and appreciate her time and effort in helping the younger generation to learn and succeed with her simple, practical advice.

Manisha has been an incredible financial adviser! She made everything so simple and easy to understand. I used to feel overwhelmed by finances, but she explained things clearly and broke everything down in a way that made sense to me. She is knowledgeable, reliable, and genuinely wants the best for her clients. I feel so much more confident about my financial future thanks to her help.

Highly highly recommend. Manisha breaks things down into understandable examples and encourages growth from within, while appreciating already present factors. I can't recommend her enough.

Manisha is a wonderful advisor. She has guided me for years and honestly I could not have asked for more. She is honest, knowledgeable and has always done the right thing by me. Being a single woman navigating uncertainty post separation was nerve-wracking. However Manisha over the last 8 years has been my guide and I am now ready to comfortably retire and enjoy life. Thank you Manisha for all the difference you make in people's lives.

Thanks to Manisha for helping me get my finances back on track after my divorce. I now have a plan, goals have been set and I'm no longer scared about my financial future.

Luke has been a steady guide over the past 8 years — he is very professional and has become a trusted adviser to our entire family. As we are transitioning to retirement his reviews have been invaluable and ensured we have made the most from our investments. He is very clear and concise in his explanations and reassuring with any questions we have had. As our children have entered the workforce Luke was most helpful in providing thorough advice for their financial futures. We are very happy to highly recommend Luke for any stage of your career.

Joe and the team have assisted us in our financial journey over the last decade. We could not be happier with the dedication and expertise they have demonstrated during this period.

Luke is a genuinely down to earth great guy who gives grounded and realistic advice. I have recommended Luke to friends and family and I would recommend him to you.

I met Manisha for financial advice and found her to be professionally competent, friendly and approachable. Her expertise and knowledge in accounting, SMSF advice and financial planning was outstanding. Her friendly demeanour and patience makes it easy to navigate through complex financial matters. I highly recommend her if you are looking for a good financial advisor.

Always brilliant expertise and advice. I told Joe years ago that he needed to earn my trust… he has definitely done this. Happy to have him on my team!

We're so glad we found Manisha at Ultimum Financial Services. From the beginning, she took the time to understand our goals and explained everything without confusing financial jargon. She gave us a clear vision of where we are now and where we're heading, all the way to retirement — with realistic, tailored strategies for wealth accumulation, tax savings, and smart investments. Thanks to her guidance, we feel much more secure and in control of our financial journey.

Joe Miasi at Ultimum Financial has been managing our self-managed super fund for the past five years. His expertise, professionalism, and attention to detail have given us complete confidence in our financial future. Joe takes the time to understand our goals and provides clear, well-informed advice tailored to our needs. He is always approachable, responsive, and proactive. We highly recommend Joe and Ultimum Financial to anyone looking for trusted financial guidance.

Manisha provided us with a detailed statement of advice to help us reach our financial goals after listening to our needs and wants. We really appreciate the time she spent explaining everything to us step by step. Manisha gave us a clear vision of our financial goals over the coming years ahead towards retirement. We highly recommend Manisha to anyone seeking a Financial Advisor.

Ultimum has provided us with peace of mind. Joseph and the other staff are always professional and explain everything thoroughly. They respond to our inquiries promptly. We don't have to worry about our finances and enjoy a stress free retirement.

Professional and friendly service always. Very knowledgeable in the field and very prompt with returning calls and giving assistance. Thoroughly recommend. Joseph Miasi has been looking after our finances for a long time and will continue doing so.

The very first visit we knew we had found the right person — our Financial Adviser. Joe and his team have always been there to help and guide us. We have felt 100% secure the whole time we have been with Ultimum. We have also recommended them to many people and will continue to do so.

Manisha is absolutely brilliant at what she does and loves helping people like myself who has no idea about what super can and cannot do. Manisha is always wanting to help get my super in a better spot for when I retire and she has got it in a better position now. Thank you Manisha for your help!

Luke and Katie helped me much more than a 5 star rating could express! I had no idea what I was doing with my finances when my circumstances changed. Would highly recommend!

The team at Ultimum Financial Services have helped us grow our business and work towards financial freedom. We highly recommend Joe and the team if you're looking for fantastic service, genuine care and affordable financial planning.

Joe has been my financial advisor for over 10 years. My partner and I have a SMSF — Joe's advice with all our insurance and superannuation matters have been exceptional. Joe is very professional and knowledgeable, all over it when it comes to any queries. Recently due to a serious degenerative condition I had to give up work and was able to claim on one of my policies. Without Joe's professional help I would have struggled. I have no hesitation in recommending Ultimum Financial Services. Forever grateful.

Illness has delivered significant costs and loss of income — uncertain territory that the team at Ultimum are helping me negotiate. Very reassuring knowing a friendly and caring group are working in my best interest.

Our former long time financial advisor introduced us to Ultimum Financial as he felt they were the best fit for our goals. We have been nothing but delighted since the transition. Justin is tremendous — considerate of our needs, understanding, professional and above all, he listens. His guidance is articulate and transparent. We cannot recommend Ultimum Financial highly enough.

I have been using Ultimum Financial Services for many years and their personal service has always been great. They have always explained financial information in layman's terms and they are genuinely looking for the customer's best outcome.

Luke was amazing to deal with and very helpful. As we went through the life insurance and superannuation process he made everything easy to understand. He was quick to reply on any questions we had. I would highly recommend Luke's services.

Very professional and friendly. Explains our financials very well — thank you so much Manisha.

Joseph at Ultimum Financial has been looking after my finances for 10 years plus and has explained everything and put my financial plan on the right track for retirement. Thanks Joe and the team at Ultimum.

10 years of great service, investments and returns — thanks Joe, well done. Looking forward to our future together.

Excellent service, fast and efficient response every time, friendly support.

Luke has been a legend to deal with!

Joe is great, he explains everything so we can understand it.

Very thorough and professional. Highly recommend. Have been long term clients.

Great advice and friendly staff. Great to see someone on the same level to speak with and get some advice.

Sensible and trustworthy advice. Thanks team!